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Shizuoka Bank at a Glance
Nurturing the Vision of a Prosperous Community
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NURTURING THE VISION OF A PROSPEROUS COMMUNITY
True to a corporate philosophy which aims to "expand dreams and affluence with our community," the Shizuoka Bank Group makes an ongoing contribution to the development of the region around Shizuoka Prefecture, which forms the core of its business base. This corporate philosophy incorporates not only an economic dimension but also a cultural one: living in harmony with the local communities and the people we serve, sharing prosperity with them as a homegrown local banking group and a member of the regional community, and also helping local people to live more fulfilling lives.
A FIRST-CLASS REGIONAL BANK GROUP
The Shizuoka Bank Group comprises Shizuoka Bank and 12 Group companies, and is one of the largest regional banking groups in Japan. Centered on Shizuoka Bank with its 167 branches and 23 sub-branches, the Group serves the needs of customers not only within Shizuoka Prefecture, its home region, but also three major economic centers in Japan, namely Tokyo, Osaka, and Nagoya, all of which are comparatively nearby. For overseas operation, the Bank operates in New York, Los Angeles, Brussels, Hong Kong, Shanghai, and Singapore.
A SOLID FINANCIAL STRUCTURE
As of March 31, 2009, Shizuoka Bank's total assets stood at \9,114.7 billion (US$92,790 million) on a consolidated basis, together with loans and bills discounted of \6,350.2 billion (US$64,647 million), and deposits of \7,389.9 billion (US$75,231 million). The Bank's capital adequacy ratio was 14.12% on a consolidated basis, one of the highest ratios among Japanese banks, and its Tier I ratio was 13.76%, substantially higher than the BIS standard of 8% for banks engaging in international operations.
INTERNATIONAL CONFIDENCE
Shizuoka Bank, the core company of the Group, stands in the foremost rank of Japanese banks in terms of financial soundness. This is reflected in the fact that the Bank has received among the highest credit ratings received by any Japanese financial institution from four major credit rating agencies: three overseas and one Japanese.
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Long-Term |
Short-Term |
Financial Strength |
| Standard & Poor's |
AA-/Stable |
A-1+ |
B+* |
| Moody's |
Aa3 |
P-1 |
C+ |
| Fitch Ratings |
- |
F1 |
B |
| Rating and Investment Information,
Inc. |
AA |
- |
- |
| * Bank Fundamental Strength Rating |
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