Shizuoka Bank at a Glance

Nurturing the Vision of a Prosperous Community

True to a corporate philosophy, which aims to"expand dreams and affluence with our community,"the Shizuoka Bank Group makes an ongoing contribution to the development of the region around Shizuoka Prefecture, which forms the core of its business base. This corporate philosophy incorporates not only an economic dimension but also a cultural one: living in harmony with the local communities and the people we serve, sharing prosperity with them as a home-grown local banking group and a member of the regional community, and also helping local people to live more fulfilling lives.

A First-Class Regional Bank Group

The Shizuoka Bank Group comprises Shizuoka Bank and thirteen Group companies, and is one of the largest regional banking groups in Japan. Centered on Shizuoka Bank with the Head Office, 177 branches and 25 sub-branches, the Group serves the needs of customers not only within Shizuoka Prefecture, its home region, but also in three major economic centers in Japan, namely Tokyo, Osaka, and Nagoya, all of which are comparatively nearby. For overseas operation, the Bank operates in New York, Silicon Valley, Brussels, Hong Kong, Shanghai, and Singapore.

Ratio of risk-management loans(non-consolidated)

In addition to minimizing the occurrence of non-performing loans by helping loan customers improve their management, the Shizuoka Bank promotes business turnaround and clearing of non-performing loans off its balance sheet. As a result, as of March 31, 2022, risk-management loans totaled \984 billion and the ratio of risk-management loans to total loans was 1.01%.

Credit Ratings

The Shizuoka Bank has ratings from two international rating agencies and one Japanese agency.
As of July1,2022, the Bank has long-term and short-term ratings of A1 and P-1, respectively, from Moody's, and A- and A-2 from Standard & Poor's. These credit ratings are among the highest received by any Japanese financial institution.

(As of July 1, 2022)

	Long-Term	Short-Term
Moody's	A1	P-1 *
Standard & Poor's	A-	A-2
Rating and Investment Information, Inc.	AA-	-

* There are four credit ratings, P-1, P-2, P-3, and NP, in descending order. NP indicates "not Prime" and means speculative grade issuers.