Privacy Notice Shizuoka Bank, North American Branch

Privacy Notice Shizuoka Bank, North American Branch

Privacy Notice Shizuoka Bank, North American Branch

Who We Are

Shizuoka Bank, North American Branch (which we will refer to as “Shizuoka Bank,” “we,” “us,” or “our” in this Privacy Notice), provides banking products and services exclusively to business entities in the United States solely for their business and commercial purposes (Our “Commercial Customers”).

We are part of the Shizuoka Bank Group, a Japan-based financial services company. Our North American Branch are located in New York.

In the United States, Shizuoka Bank does not provide any banking services to individuals for personal, family, or household purposes.

Privacy Notice Shizuoka Bank, North American Branch

Overview

“Personal information” is information that identifies you, such as your name, phone number, driver’s license number, or billing information, or information that can be reasonably linked to you.

We collect personal information in the following contexts:

Employment Purposes.

We collect the personal information of our employees, officers, contractors, and individuals applying for these positions (collectively, our “Employees”), which we use in the context of allowing our Employees to perform their jobs, in employment and hiring decisions, to maintain emergency contact information, and to provide benefits to our Employees. For more information on the personal information we collect about our employees, please see our Employee Data Collection Notice.

Business-to-Business Purposes

We collect personal information of the employees, contractors, owners, officers, and principals of our Commercial Customers, as well as our business partners and third-party service providers, which we use in conducting due diligence, engaging in transactions, and offering or receiving products or services with these entities.

What Personal Information Do We Collect?

The chart below shows the categories of personal information that we have collected within the past 12 months and the reason we collected the information. We collect this information from Our Employees, from the employees and contractors of our Commercial Customers and other business partners, and from third-party service providers who provide due diligence services.

Categories of Personal Information Reasons for Collection
Identifiers such as name, postal address, email address, account name, social security number, passport number, date of birth
  • Employment Purposes
  • Business-to-Business Purposes
Financial Information such as bank account numbers and other financial information
  • Employment Purposes
  • Business-to-Business Purposes
Protected Information such as age, race, national origin, citizenship, marital status, gender, and sexual orientation
  • Employment Purposes
  • Business-to-Business Purposes
Medical or Health Insurance Information
  • Employment Purposes
  • Business-to-Business Purposes
Professional or Employment History
  • Employment Purposes
  • Business-to-Business Purposes
Education Information
  • Employment Purposes
  • Business-to-Business Purposes
Commercial Information such as records of personal property, products or services purchased
  • Employment Purposes
  • Business-to-Business Purposes
Internet or Network Activity
  • Employment Purposes
  • Business-to-Business Purposes
Geolocation Data
  • Employment Purposes
  • Business-to-Business Purposes
Inferences Drawn from Personal Information including profile information based on personal preferences, characteristics, attitudes, abilities, and aptitudes
  • Employment Purposes
  • Business-to-Business Purposes

How Do We Use Your Personal Information?

Consistent with the purposes for which we collected your personal information, we use your personal information in the following ways:

Employment Purposes

We use personal information to evaluate job applicants and contractors for engagements, make employment-related decisions, maintain a list of emergency contacts, and provide benefits to employees and contractors of Shizuoka Bank.

Business-to-Business Purposes

We use the personal information of employees and contractors of our Commercial Customers and other business partners to conduct due diligence, engage in transactions, and offer or receive products or services to and from these entities.

For Account Access and Authorization

We use personal information to ensure that only authorized persons have access to the sensitive business and personal information of Shizuoka Bank, our Employees, and our Commercial Customers.

To Process Orders, Perform Contracts, and Manage Accounts.

To Respond to Your Inquiries and Provide You with Updates or Changes to Our Products, Services, and Policies, or to Otherwise Communicate with You.

To Improve Our Products and Services.

To Prevent, Detect, and Investigate Fraud and Other Violations of Law or of Our Policies.

To Comply with Legal Obligations or to Pursue or Defend Against Legal Claims and Disputes

We may use your personal information to comply with legal obligations, protect and defend the rights and property interests of Shizuoka Bank, protect against legal liability, prevent or investigate possible wrongdoing, and protect the safety of our Employees, Commercial Customers, and the public.

As Otherwise Described to You at the Point of Collection or Pursuant to Your Consent.

To Fulfill any other Purpose Permitted under Law.

How We Share Your Information

We do not sell any of the personal information that we collect to third parties and have not done so in the last 12 months. However, we do share some of the personal information we collect with the following entities:

Corporate Affiliates

We may share your personal information with our corporate parents, subsidiaries, and other affiliated entities for business and employment purposes.

Third-Party Service Providers

We may share your personal information with third-party service providers that perform services on our behalf, such as providing information technology services, performing analyses, and conducting due diligence on our behalf.

As Required by Law and Legal Proceedings

We may have a legal obligation to disclose personal information to government and law enforcement entities or other third parties pursuant to valid regulatory requests, subpoenas, or court orders. We may also need to disclose your personal information to pursue and defend our legitimate interests and rights, for example, in civil and criminal litigation, to investigate potential misconduct, or to protect the safety of our Employees, Commercial Customers, or the public.

Third Party Acquirer(s)

In the event that we sell or transfer all or any relevant portion of our business or assets (including in the event of a reorganization, dissolution or liquidation).

With Your Consent

We will share your personal information with other third parties as you may direct, or if you otherwise consent.

How Long Do We Retain Your Personal Information?

We will retain your personal information only for as long as is necessary for the purposes set forth in this privacy notice. We will retain your personal information for longer periods to the extent necessary to comply with our legal obligations, resolve disputes, and enforcement our legal agreements and policies.

How Do We Protect Your Personal Information?

We strive to use commercially acceptable and reasonable measures to protect your personal information, and other sensitive business information, from unauthorized access, removal, theft, disclosure, or destruction. However, please remember that no method of transmission of information over the internet, or method of electronic storage, is 100% secure and therefore we cannot guarantee perfect data security.

We also take reasonable steps to keep the personal information we possess accurate and to delete incorrect or unnecessary personal information.

Special Rights for California Residents

Residents of California may have certain additional rights with respect to their personal data under a law called the California Consumer Privacy Act (“CCPA”).

For example, residents of California have the right to opt-out of the sale of their personal information to third parties, known as “Do Not Sell My Personal Information.” Under the CCPA, a “sale” of personal information occurs when a third party provides us with something of value in exchange for your personal information. However, we do not sell your personal information. If we decide to sell personal information in the future, we will post an appropriate notice and a method of opting out of the sale. In such a case, we would not discriminate against you for exercising your right to opt-out, or for exercising any other right you may have under the CCPA.

Because we only collect your personal information for Employment and Business-to-Business Purposes, other rights you might have heard about under the CCPA, such as the “right to know” or the “right to deletion,” do not apply. However, if you believe we have collected or used your personal information outside of the context of Employment and Business-to-Business Purposes, please contact us at the following number +1 212-319-6260 or by mail to 425 Lexington Avenue, 10th Floor, New York, NY 10017 and provide us with the following information:

  • your first and last name
  • the California county in which you reside
  • what you are requesting (access or deletion)
  • the reasons you believe we have your personal information

If we determine that you have a right to access or delete your personal information, we may ask you for additional information to verify your identify. Under the CCPA, you have a right to not receive discriminatory treatment from us for exercising any privacy rights you have under the CCPA.

We do not share your personal information with third parties for direct marketing purposes.

Children’s Privacy

Our products and services are not intended for children or anyone under the age of 16. We do not knowingly collect, maintain, or process personal information from children without parental consent or another form of consent that may be required under applicable law.

Changes to this Privacy Notice

We may update this Privacy Notice from time to time but at least once every 12 months. We will notify you of any changes by making the new Privacy Notice available to you in an appropriate manner, such as by email or by notification on the website, prior to any changes becoming effective.

Contact Us

If you have any questions about this Privacy Policy, you can contact us at:

  • Phone: +1 212-319-6260
  • Mail: 425 Lexington Avenue, 10th Floor, New York, NY 10017